Comparing Lease-to-Own Companies in Independence, MO
Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. Independence is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Independence, MO to help you determine which company offers the requirements, store selection, and application process that fits your needs.
How Do Acima Leasing and Progressive Leasing in Independence, MO Work?
How do you lease-to-own with Progressive Leasing in Independence, MO? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Independence, select the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Independence, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Independence vs. Acima Leasing
Acima Leasing and Progressive Leasing in Independence, MO might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
To lease-to-own with Acima Leasing in Independence, MO, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Both Acima Leasing and Progressive Leasing are designed for shoppers in Independence with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing Stores in Independence, MO
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Independence, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Independence, MO, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Independence, MO?
You'll find that Progressive Leasing and Acima Leasing in Independence, MO have similar leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Progressive Leasing or Acima Leasing in Independence, MO Right for You?
The decision of which Independence, MO lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on which Independence retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.