What to Look for in Hayti, MO Lease-to-Own Companies
When selecting a lease-to-own company in Hayti, MO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Hayti so you can determine which company is right for you.
How Does Lease-to-Own in Hayti, MO Work?
How does Snap Finance work? Or Acima Leasing? Whichever Hayti, MO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Hayti retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Hayti, MO or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Hayti, MO?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hayti, MO. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Hayti, MO Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Hayti, MO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Hayti and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Hayti, MO stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Hayti, MO
Everyone in Hayti, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Hayti, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Hayti, MO, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Hayti, MO? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Hayti, MO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.