What to Look for in Hannibal, MO Lease-to-Own Companies

When choosing a lease-to-own company in Hannibal, MO, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Hannibal and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Hannibal, MO

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Hannibal, MO lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Hannibal retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, shop for the eligible products you want to get, and Snap Finance in Hannibal, MO or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Hannibal, MO?

The items you can shop for in Hannibal, MO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Hannibal, MO

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Hannibal, MO and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Hannibal and the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Hannibal, MO, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Hannibal, MO

Snap Finance and Acima Leasing both want to help shoppers in Hannibal MO get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Hannibal, MO, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

For Acima Leasing in Hannibal, MO, you will also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Hannibal, MO

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hannibal, MO. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.