Choosing Your Grain Valley, MO Lease-to-Own Company
When selecting a lease-to-own company in Grain Valley, MO, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Grain Valley and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Grain Valley, MO Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Grain Valley, MO follow similar models. To start, you choose an approved retailer in Grain Valley and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Grain Valley, MO will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Grain Valley, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Grain Valley, MO retailers are approved by Snap Finance or Acima Leasing. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Grain Valley, MO
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Grain Valley, MO as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Grain Valley and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Grain Valley, MO.
Acima Leasing vs. Snap Finance Application and Requirements in Grain Valley, MO
For shoppers in Grain Valley, MO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Grain Valley, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Grain Valley, MO also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Grain Valley, MO Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Grain Valley, MO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.