Choosing Your Gladstone, MO Lease-to-Own Company
When selecting a lease-to-own company in Gladstone, MO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Gladstone and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Gladstone, MO
How do Acima Leasing and Snap Finance work? Most Gladstone, MO lease-to-own companies operate similarly. You shop at an approved Gladstone retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Gladstone, MO or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Gladstone, MO?
The items you can shop for vary based on which Gladstone, MO retailers are approved by Snap Finance or Acima Leasing. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Gladstone, MO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Gladstone, MO retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Gladstone and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Gladstone, MO stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Gladstone, MO?
Both Snap Finance and Amica Leasing support Gladstone, MO residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Gladstone, MO, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Gladstone, MO also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Gladstone, MO, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Gladstone, MO. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.