How to Choose a Lease-to-Own Company in Fredericktown, MO
When choosing a lease-to-own company in Fredericktown, MO, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Fredericktown and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Fredericktown, MO vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Fredericktown, MO follow similar models. You shop in person or online at an approved Fredericktown retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Fredericktown, MO or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Fredericktown, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Fredericktown, MO. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Fredericktown, MO
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Fredericktown, MO retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Fredericktown businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Fredericktown, MO or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Fredericktown, MO
Snap Finance and Acima Leasing both want to help shoppers in Fredericktown MO get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Fredericktown, MO, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Fredericktown, MO also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Fredericktown, MO? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Fredericktown, MO shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.