How to Choose a Lease-to-Own Company in Florissant, MO
When selecting a lease-to-own company in Florissant, MO, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Florissant so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Florissant, MO
How do Acima Leasing and Snap Finance work? Whichever Florissant, MO lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Florissant retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Florissant, MO will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Florissant, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Florissant, MO. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Florissant, MO
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Florissant, MO as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Florissant businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Florissant, MO or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Florissant, MO
Everyone in Florissant, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Florissant, MO, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Florissant, MO requires an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Florissant, MO, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Florissant, MO. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.