What to Look for in Ferguson, MO Lease-to-Own Companies
When picking a lease-to-own company in Ferguson, MO, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ferguson so you can determine which company is right for you.
How Does Lease-to-Own in Ferguson, MO Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Ferguson, MO lease-to-own companies operate similarly. To start, you choose an approved retailer in Ferguson and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing in Ferguson, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ferguson, MO?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Ferguson, MO. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Ferguson, MO
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Ferguson, MO as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Ferguson businesses to the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Ferguson, MO or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ferguson, MO?
For shoppers in Ferguson, MO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ferguson, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Ferguson, MO also requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Ferguson, MO, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ferguson, MO. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.