Lease-to-Own in Ferguson, MO: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Ferguson, MO but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Ferguson, MO

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but lack the funds. When looking at companies like Progressive Leasing in Ferguson, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Ferguson, MO so you can figure out which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Ferguson, MO Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Ferguson, MO? Both companies follow similar application processes. Shop at eligible retailers in Ferguson, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Ferguson, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Ferguson vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Ferguson, MO share similar application processes, they don't have the same requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Ferguson, MO need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Ferguson with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Ferguson, MO

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Ferguson and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Ferguson, MO, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Ferguson, MO

Acima Leasing and Progressive Leasing in Ferguson, MO follow similar guidelines for leasable items. Broadly speaking, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Ferguson, MO?

We can’t tell you which lease-to-own company in Ferguson, MO to choose. You have to select the right fit for you based on approval requirements, which stores in Ferguson you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.