Choosing Your Fenton, MO Lease-to-Own Company
When selecting a lease-to-own company in Fenton, MO, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Fenton and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Fenton, MO Work?
How does Acima Leasing work? Or Snap Finance? Whichever Fenton, MO lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Fenton retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance in Fenton, MO or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Fenton, MO?
The items you can shop for vary based on which Fenton, MO retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Fenton, MO Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Fenton, MO retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Fenton and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Fenton, MO stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Fenton, MO
Both Snap Finance and Amica Leasing aim to help shoppers in Fenton, MO with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Fenton, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Fenton, MO requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Fenton, MO? Try Acima Leasing
Many shoppers across Fenton, MO can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.