Deciding Between Acima Leasing and Snap Finance in Farmington, MO

You’re ready to shop with help from a lease-to-own company in Farmington, MO. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Farmington, MO Lease-to-Own Companies

When comparing lease-to-own companies in Farmington, MO, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Farmington so you can find the right company for you.

How Does Lease-to-Own in Farmington, MO Work?

How does Snap Finance work? Or Acima Leasing? Most Farmington, MO lease-to-own companies operate similarly. To start, you choose an approved retailer in Farmington and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Farmington, MO will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Farmington, MO?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Farmington, MO. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Farmington, MO

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Farmington, MO and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Farmington and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Farmington, MO.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Farmington, MO?

Snap Finance and Amica Leasing are dedicated to helping Farmington, MO shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Farmington, MO, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Farmington, MO requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Farmington, MO? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Farmington, MO. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.