Choosing Your Excelsior Springs, MO Lease-to-Own Company
When comparing lease-to-own companies in Excelsior Springs, MO, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Excelsior Springs so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Excelsior Springs, MO Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Excelsior Springs, MO follow similar models. First, you pick from a list of approved Excelsior Springs retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Excelsior Springs, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Excelsior Springs, MO?
The items you can shop for vary based on which Excelsior Springs, MO retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Excelsior Springs, MO
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Excelsior Springs, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Excelsior Springs businesses to the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Excelsior Springs, MO, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Excelsior Springs, MO?
Snap Finance and Acima Leasing both want to help shoppers in Excelsior Springs MO get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Excelsior Springs, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Excelsior Springs, MO requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Excelsior Springs, MO
Acima Leasing and Snap Finance are great options for Excelsior Springs, MO shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.