Choosing a Lease-to-Own Company in Eldon, MO
When picking a lease-to-own company in Eldon, MO, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Eldon and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Eldon, MO
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Eldon, MO tend to work the same way. To start, you choose an approved retailer in Eldon and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Eldon, MO or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Eldon, MO?
The items you can shop for in Eldon, MO depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Eldon, MO Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Eldon, MO as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Eldon businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Eldon, MO, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Eldon, MO?
Both Snap Finance and Amica Leasing aim to help shoppers in Eldon, MO with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Eldon, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
Acima Leasing in Eldon, MO also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Eldon, MO Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Eldon, MO. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.