Comparing Lease-to-Own Companies in Columbia, MO
Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but lack the funds. When looking at companies like Progressive Leasing in Columbia, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Columbia, MO to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.
Columbia Acima Leasing vs. Progressive Leasing: How Do They Work?
How do you lease-to-own with Progressive Leasing in Columbia, MO? What about Acima Leasing? They both have similar application steps. Browse at eligible Columbia retailers, choose the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!
What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Columbia, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Columbia vs. Acima Leasing
Acima Leasing and Progressive Leasing in Columbia, MO might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Columbia, MO requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Columbia shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.
Where in Columbia Can I Shop with Acima Leasing vs. Progressive Leasing?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Columbia allows you to shop at thousands of Columbia stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing has more than 15,000 eligible stores — both national and local. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Columbia, MO stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Columbia, MO?
Acima Leasing and Progressive Leasing in Columbia, MO follow similar guidelines for leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Is Acima Leasing or Progressive Leasing the Best Columbia, MO Lease-to-Own Company?
The choice of lease-to-own company in Columbia, MO is entirely in your hands. The best option for you depends on which Columbia retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.