How to Choose a Lease-to-Own Company in Clinton, MO
When selecting a lease-to-own company in Clinton, MO, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Clinton and Snap Finance so you can determine which company is right for you.
Snap Finance in Clinton, MO vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Clinton, MO lease-to-own companies operate similarly. You shop at an approved Clinton retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Clinton, MO will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Clinton, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Clinton, MO retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Clinton, MO
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Clinton, MO and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Clinton and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Clinton, MO stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Clinton, MO
For shoppers in Clinton, MO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Clinton, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Clinton, MO also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Clinton, MO, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Clinton, MO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.