How to Choose a Lease-to-Own Company in Chillicothe, MO
When picking a lease-to-own company in Chillicothe, MO, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Chillicothe so you know which company is your best fit.
How Does Lease-to-Own in Chillicothe, MO Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Chillicothe, MO tend to work the same way. To start, you choose an approved retailer in Chillicothe and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Chillicothe, MO will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Chillicothe, MO?
The items you can shop for in Chillicothe, MO depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Chillicothe, MO
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Chillicothe, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Chillicothe and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Chillicothe, MO.
Acima Leasing vs. Snap Finance Application and Requirements in Chillicothe, MO
Both Snap Finance and Amica Leasing aim to help shoppers in Chillicothe, MO with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Chillicothe, MO, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Chillicothe, MO, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Chillicothe, MO, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Chillicothe, MO. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.