Choosing Your Chesterfield, MO Lease-to-Own Company
When picking a lease-to-own company in Chesterfield, MO, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Chesterfield so you can find the right company for you.
How Does Lease-to-Own in Chesterfield, MO Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Chesterfield, MO tend to work the same way. First, you pick from a list of approved Chesterfield retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Chesterfield, MO will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Chesterfield, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Chesterfield, MO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Chesterfield, MO
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Chesterfield, MO as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Chesterfield and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Chesterfield, MO.
What Are the Requirements for Acima Leasing vs. Snap Finance in Chesterfield, MO?
Both Snap Finance and Amica Leasing support Chesterfield, MO residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Chesterfield, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Chesterfield, MO requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Chesterfield, MO, the Choice Is Yours
Many shoppers across Chesterfield, MO can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.