Choosing a Lease-to-Own Company in Cape Girardeau, MO
When choosing a lease-to-own company in Cape Girardeau, MO, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Cape Girardeau and Snap Finance so you can determine which company is right for you.
Snap Finance in Cape Girardeau, MO vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Cape Girardeau, MO follow similar models. You shop in person or online at an approved Cape Girardeau retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Cape Girardeau, MO will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cape Girardeau, MO?
The items you can shop for vary based on which Cape Girardeau, MO retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Cape Girardeau, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Cape Girardeau, MO as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Cape Girardeau businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Cape Girardeau, MO stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cape Girardeau, MO?
Both Snap Finance and Amica Leasing aim to help shoppers in Cape Girardeau, MO with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Cape Girardeau, MO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Cape Girardeau, MO also requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Cape Girardeau, MO? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Cape Girardeau, MO. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.