Choosing Your Brentwood, MO Lease-to-Own Company
When picking a lease-to-own company in Brentwood, MO, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Brentwood and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Brentwood, MO Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Brentwood, MO lease-to-own companies operate similarly. You shop at an approved Brentwood retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in Brentwood, MO or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Brentwood, MO?
The items you can shop for in Brentwood, MO depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Brentwood, MO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Brentwood, MO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Brentwood and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Brentwood, MO, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Brentwood, MO
Everyone in Brentwood, MO deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Brentwood, MO, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Brentwood, MO requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Brentwood, MO, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Brentwood, MO. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.