How to Choose a Lease-to-Own Company in Bonne Terre, MO
When selecting a lease-to-own company in Bonne Terre, MO, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bonne Terre so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Bonne Terre, MO
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Bonne Terre, MO follow similar models. You shop in person or online at an approved Bonne Terre retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing in Bonne Terre, MO or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Bonne Terre, MO?
The items you can shop for in Bonne Terre, MO depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Bonne Terre, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Bonne Terre, MO and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Bonne Terre and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Bonne Terre, MO, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Bonne Terre, MO?
Snap Finance and Acima Leasing both want to help shoppers in Bonne Terre MO get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bonne Terre, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
For Acima Leasing in Bonne Terre, MO, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Bonne Terre, MO Lease-to-Own Company
Many shoppers across Bonne Terre, MO can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.