How to Choose a Lease-to-Own Company in Ballwin, MO
When selecting a lease-to-own company in Ballwin, MO, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Ballwin and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Ballwin, MO
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Ballwin, MO tend to work the same way. First, you pick from a list of approved Ballwin retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Ballwin, MO will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ballwin, MO?
The items you can shop for in Ballwin, MO depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Ballwin, MO
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Ballwin, MO businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Ballwin and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Ballwin, MO or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ballwin, MO?
For shoppers in Ballwin, MO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Ballwin, MO, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Ballwin, MO also requires an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Ballwin, MO Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ballwin, MO. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.