Choosing Your Albany, MO Lease-to-Own Company
When picking a lease-to-own company in Albany, MO, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Albany so you know which company is your best fit.
Snap Finance in Albany, MO vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Albany, MO follow similar models. To start, you choose an approved retailer in Albany and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Albany, MO or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Albany, MO Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Albany, MO depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Albany, MO
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Albany, MO retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Albany stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Albany, MO stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Albany, MO?
Both Snap Finance and Amica Leasing aim to help shoppers in Albany, MO with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Albany, MO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
Acima Leasing in Albany, MO also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Albany, MO Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Albany, MO. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.