How to Choose a Lease-to-Own Company in Adrian, MO
When comparing lease-to-own companies in Adrian, MO, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Adrian and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Adrian, MO Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Adrian, MO follow similar models. To start, you choose an approved retailer in Adrian and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing in Adrian, MO or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Adrian, MO?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Adrian, MO. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Adrian, MO
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Adrian, MO as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Adrian and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Adrian, MO stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Adrian, MO?
Both Snap Finance and Amica Leasing support Adrian, MO residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Adrian, MO. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
Acima Leasing in Adrian, MO also requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Adrian, MO? Try Acima Leasing
Many shoppers across Adrian, MO can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.