Choosing a Lease-to-Own Company in Waynesboro, MS
When comparing lease-to-own companies in Waynesboro, MS, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Waynesboro so you know which company is your best fit.
How Does Lease-to-Own in Waynesboro, MS Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Waynesboro, MS tend to work the same way. To start, you choose an approved retailer in Waynesboro and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Waynesboro, MS or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Waynesboro, MS Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Waynesboro, MS retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Waynesboro, MS and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Waynesboro, MS as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Waynesboro stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Waynesboro, MS.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Waynesboro, MS?
Both Snap Finance and Amica Leasing aim to help shoppers in Waynesboro, MS with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Waynesboro, MS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Waynesboro, MS also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Waynesboro, MS
Many shoppers across Waynesboro, MS can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.