Choosing a Lease-to-Own Company in Waveland, MS
When choosing a lease-to-own company in Waveland, MS, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Waveland and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Waveland, MS Work
How do Acima Leasing and Snap Finance work? Most Waveland, MS lease-to-own companies operate similarly. To start, you choose an approved retailer in Waveland and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Waveland, MS or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Waveland, MS?
The items you can shop for vary based on which Waveland, MS retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Waveland, MS
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Waveland, MS businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Waveland businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Waveland, MS.
What’s Needed to Apply for Acima Leasing or Snap Finance in Waveland, MS
Everyone in Waveland, MS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Waveland, MS, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Waveland, MS also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Waveland, MS, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Waveland, MS. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.