Selecting a Lease-to-Own Company in Utica, MS
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but lack the funds. With so many companies like Progressive Leasing in Utica, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Utica, MS so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
Utica Acima Leasing vs. Progressive Leasing: How Do They Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Utica, MS? You can expect a similar application process for both. Browse at eligible Utica retailers, select the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!
How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Utica!
What Are the Requirements for Progressive Leasing in Utica vs. Acima Leasing?
While the application processes for Acima Leasing and Progressive Leasing in Utica, MS are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Utica, MS, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Utica shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing Stores in Utica, MS
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Utica, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Utica, MS, or shop Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Utica, MS
Acima Leasing and Progressive Leasing in Utica, MS follow similar guidelines for leasable items. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Is Acima Leasing or Progressive Leasing the Best Utica, MS Lease-to-Own Company?
Determining the right lease-to-own company in Utica, MS is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Utica stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.