Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Union, MS

You’re ready to shop with help from a lease-to-own company in Union, MS. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Union, MS Lease-to-Own Companies

When choosing a lease-to-own company in Union, MS, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Union so you can determine which company is right for you.

How Does Lease-to-Own in Union, MS Work?

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Union, MS follow similar models. You shop in person or online at an approved Union retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Union, MS will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Union, MS?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Union, MS. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Union, MS Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Union, MS retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Union businesses to the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Union, MS.

Acima Leasing vs. Snap Finance Application and Requirements in Union, MS

Snap Finance and Amica Leasing are dedicated to helping Union, MS shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Union, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Union, MS requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Union, MS

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Union, MS. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.