Choosing a Lease-to-Own Company in Tupelo, MS
When comparing lease-to-own companies in Tupelo, MS, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Tupelo so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Tupelo, MS
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Tupelo, MS tend to work the same way. You shop in person or online at an approved Tupelo retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Tupelo, MS or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Tupelo, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Tupelo, MS. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Tupelo, MS
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Tupelo, MS and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Tupelo and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Tupelo, MS stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Tupelo, MS?
For shoppers in Tupelo, MS with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Tupelo, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Tupelo, MS, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Tupelo, MS, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Tupelo, MS. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.