Deciding Between Acima Leasing and Snap Finance in Starkville, MS

You need a lease-to-own option in Starkville, MS — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Starkville, MS Lease-to-Own Companies

When choosing a lease-to-own company in Starkville, MS, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Starkville and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Starkville, MS

Are there any differences in how Snap Finance and Acima Leasing work? Most Starkville, MS lease-to-own companies operate similarly. You shop in person or online at an approved Starkville retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Starkville, MS will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Starkville, MS?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Starkville, MS. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Starkville, MS and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Starkville, MS and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Starkville stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Starkville, MS, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Starkville, MS

Everyone in Starkville, MS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Starkville, MS, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.

For Acima Leasing in Starkville, MS, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Starkville, MS

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Starkville, MS. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.