How to Choose a Lease-to-Own Company in Southaven, MS
When comparing lease-to-own companies in Southaven, MS, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Southaven and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Southaven, MS Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Southaven, MS lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Southaven retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Southaven, MS will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Southaven, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Southaven, MS. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Southaven, MS Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Southaven, MS businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Southaven and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Southaven, MS or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Southaven, MS
Both Snap Finance and Amica Leasing aim to help shoppers in Southaven, MS with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Southaven, MS. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Southaven, MS, you will also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Southaven, MS Lease-to-Own Company
Many shoppers across Southaven, MS can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.