Comparing Acima Leasing and Snap Finance in Saucier, MS

Looking for a lease-to-own company in Saucier, MS? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Saucier, MS

When picking a lease-to-own company in Saucier, MS, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Saucier so you can find the right company for you.

How Does Lease-to-Own in Saucier, MS Work?

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Saucier, MS tend to work the same way. First, you pick from a list of approved Saucier retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Saucier, MS will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Saucier, MS?

The items you can shop for in Saucier, MS depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Saucier, MS Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Saucier, MS and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Saucier and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Saucier, MS.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Saucier, MS?

Both Snap Finance and Amica Leasing aim to help shoppers in Saucier, MS with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Saucier, MS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.

Acima Leasing in Saucier, MS also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Saucier, MS, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Saucier, MS. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.