Choosing Your Ripley, MS Lease-to-Own Company
When choosing a lease-to-own company in Ripley, MS, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ripley so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Ripley, MS Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Ripley, MS follow similar models. You shop at an approved Ripley retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Ripley, MS will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Ripley, MS?
The items you can shop for in Ripley, MS depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Ripley, MS and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Ripley, MS as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Ripley and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Ripley, MS, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Ripley, MS
Both Snap Finance and Amica Leasing support Ripley, MS residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Ripley, MS, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Ripley, MS also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Ripley, MS Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Ripley, MS shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.