What to Look for in Ridgeland, MS Lease-to-Own Companies
When comparing lease-to-own companies in Ridgeland, MS, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Ridgeland and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Ridgeland, MS Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Ridgeland, MS follow similar models. You shop at an approved Ridgeland retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Ridgeland, MS will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Ridgeland, MS?
The items you can shop for vary based on which Ridgeland, MS retailers are approved by Snap Finance or Acima Leasing. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Ridgeland, MS Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Ridgeland, MS businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Ridgeland and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Ridgeland, MS, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ridgeland, MS?
Snap Finance and Amica Leasing are dedicated to helping Ridgeland, MS shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Ridgeland, MS, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Ridgeland, MS requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Ridgeland, MS, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Ridgeland, MS shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.