Progressive Leasing or Acima Leasing in Ridgeland, MS?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Ridgeland, MS? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Comparing Lease-to-Own Companies in Ridgeland, MS

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Ridgeland, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Ridgeland, MS so you can figure out which company has the application process, requirements, and store selection that sounds best for you.

Ridgeland Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Ridgeland, MS? You can expect a similar application process for both. Shop at eligible retailers in Ridgeland, select the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Ridgeland!

What Are the Requirements for Progressive Leasing in Ridgeland vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Ridgeland, MS are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Ridgeland, MS, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Acima Leasing and Progressive Leasing both help shoppers in Ridgeland who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Ridgeland Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Ridgeland and online, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Ridgeland, MS, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Ridgeland, MS

Progressive Leasing and Acima Leasing in Ridgeland, MS consider the same items leasable. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in Ridgeland, MS Right for You?

We can’t tell you which lease-to-own company in Ridgeland, MS to choose. To choose the right fit, consider which Ridgeland retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.