Comparing Acima Leasing and Snap Finance in Quitman, MS

You need a lease-to-own option in Quitman, MS — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Quitman, MS

When choosing a lease-to-own company in Quitman, MS, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Quitman and Snap Finance so you can find the right company for you.

How Does Lease-to-Own in Quitman, MS Work?

How does Snap Finance work? Or Acima Leasing? Whichever Quitman, MS lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Quitman retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Acima Leasing in Quitman, MS or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Quitman, MS?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Quitman, MS. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Quitman, MS

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Quitman, MS as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Quitman and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Quitman, MS, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Quitman, MS?

Snap Finance and Acima Leasing both want to help shoppers in Quitman MS get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Quitman, MS, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Quitman, MS also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Quitman, MS? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Quitman, MS shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.