How to Choose a Lease-to-Own Company in Picayune, MS
When comparing lease-to-own companies in Picayune, MS, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Picayune so you can decide which company sounds best for you.
Snap Finance in Picayune, MS vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Picayune, MS follow similar models. First, you pick from a list of approved Picayune retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Picayune, MS will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Picayune, MS?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Picayune, MS. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Picayune, MS Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Picayune, MS and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Picayune and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Picayune, MS or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Picayune, MS
Both Snap Finance and Amica Leasing aim to help shoppers in Picayune, MS with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Picayune, MS, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Picayune, MS also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Picayune, MS
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Picayune, MS. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.