Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Philadelphia, MS

You’re ready to shop with help from a lease-to-own company in Philadelphia, MS. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Philadelphia, MS

When picking a lease-to-own company in Philadelphia, MS, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Philadelphia so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Philadelphia, MS Work

Are there any differences in how Snap Finance and Acima Leasing work? Most Philadelphia, MS lease-to-own companies operate similarly. To start, you choose an approved retailer in Philadelphia and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, select the eligible products you want, and Snap Finance in Philadelphia, MS or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Philadelphia, MS?

The items you can shop for in Philadelphia, MS depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Philadelphia, MS

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Philadelphia, MS as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Philadelphia and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Philadelphia, MS or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Philadelphia, MS

Both Snap Finance and Amica Leasing support Philadelphia, MS residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Philadelphia, MS. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Philadelphia, MS requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Philadelphia, MS? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Philadelphia, MS. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.