What to Look for in Petal, MS Lease-to-Own Companies

When selecting a lease-to-own company in Petal, MS, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Petal and Acima Leasing so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Petal, MS

How does Snap Finance work? Or Acima Leasing? Most Petal, MS lease-to-own companies operate similarly. First, you pick from a list of approved Petal retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing in Petal, MS or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Petal, MS?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Petal, MS. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Petal, MS Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Petal, MS retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Petal businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Petal, MS.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Petal, MS?

Everyone in Petal, MS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Petal, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Petal, MS also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Petal, MS? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Petal, MS. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.