How to Choose a Lease-to-Own Company in Pearl, MS
When selecting a lease-to-own company in Pearl, MS, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Pearl and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Pearl, MS
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Pearl, MS follow similar models. You shop at an approved Pearl retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Pearl, MS will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Pearl, MS?
The items you can shop for vary based on which Pearl, MS retailers are approved by Snap Finance or Acima Leasing. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Pearl, MS Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Pearl, MS as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Pearl and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Pearl, MS stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Pearl, MS
Both Snap Finance and Amica Leasing aim to help shoppers in Pearl, MS with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Pearl, MS. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Pearl, MS requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Pearl, MS, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pearl, MS. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.