What to Look for in Oxford, MS Lease-to-Own Companies
When comparing lease-to-own companies in Oxford, MS, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Oxford and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Oxford, MS Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Oxford, MS tend to work the same way. First, you pick from a list of approved Oxford retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Oxford, MS will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Oxford, MS?
The items you can shop for in Oxford, MS depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Oxford, MS and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Oxford, MS businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Oxford businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Oxford, MS.
What Are the Requirements for Acima Leasing vs. Snap Finance in Oxford, MS?
Snap Finance and Amica Leasing are dedicated to helping Oxford, MS shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Oxford, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Oxford, MS requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Oxford, MS Lease-to-Own Company
Many shoppers across Oxford, MS can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.