How to Choose a Lease-to-Own Company in Olive Branch, MS
When picking a lease-to-own company in Olive Branch, MS, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Olive Branch and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Olive Branch, MS Work?
How does Acima Leasing work? Or Snap Finance? Whichever Olive Branch, MS lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Olive Branch and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Olive Branch, MS will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Olive Branch, MS?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Olive Branch, MS. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Olive Branch, MS and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Olive Branch, MS as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Olive Branch businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Olive Branch, MS, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Olive Branch, MS
For shoppers in Olive Branch, MS with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Olive Branch, MS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Olive Branch, MS also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Olive Branch, MS? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Olive Branch, MS shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.