Choosing a Lease-to-Own Company in New Albany, MS
When selecting a lease-to-own company in New Albany, MS, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in New Albany so you can find the right company for you.
Snap Finance in New Albany, MS vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most New Albany, MS lease-to-own companies operate similarly. First, you pick from a list of approved New Albany retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in New Albany, MS or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
New Albany, MS Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in New Albany, MS. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
New Albany, MS Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in New Albany, MS as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in New Albany and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in New Albany, MS or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in New Albany, MS
Snap Finance and Acima Leasing both want to help shoppers in New Albany MS get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in New Albany, MS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in New Albany, MS also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in New Albany, MS? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in New Albany, MS. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.