What to Look for in Natchez, MS Lease-to-Own Companies
When comparing lease-to-own companies in Natchez, MS, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Natchez and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Natchez, MS
Are there any differences in how Snap Finance and Acima Leasing work? Most Natchez, MS lease-to-own companies operate similarly. First, you pick from a list of approved Natchez retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Natchez, MS will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Natchez, MS?
The items you can shop for vary based on which Natchez, MS retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Natchez, MS
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Natchez, MS as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Natchez stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Natchez, MS, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Natchez, MS?
For shoppers in Natchez, MS with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Natchez, MS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
Acima Leasing in Natchez, MS also requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Natchez, MS, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Natchez, MS. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.