Choosing Your Myrtle, MS Lease-to-Own Company
When selecting a lease-to-own company in Myrtle, MS, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Myrtle and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Myrtle, MS
How do Acima Leasing and Snap Finance work? Whichever Myrtle, MS lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Myrtle retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Myrtle, MS will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Myrtle, MS?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Myrtle, MS. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Myrtle, MS Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Myrtle, MS and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Myrtle and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Myrtle, MS.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Myrtle, MS?
Snap Finance and Amica Leasing are dedicated to helping Myrtle, MS shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Myrtle, MS, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Myrtle, MS requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Myrtle, MS, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Myrtle, MS. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.