What to Look for in Moss Point, MS Lease-to-Own Companies
When selecting a lease-to-own company in Moss Point, MS, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Moss Point so you can find the right company for you.
Snap Finance in Moss Point, MS vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Moss Point, MS tend to work the same way. You shop at an approved Moss Point retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing in Moss Point, MS or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Moss Point, MS Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Moss Point, MS retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Moss Point, MS
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Moss Point, MS retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Moss Point and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Moss Point, MS, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Moss Point, MS?
Both Snap Finance and Amica Leasing support Moss Point, MS residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Moss Point, MS. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Moss Point, MS, you will also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Moss Point, MS Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Moss Point, MS. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.