Choosing Your Morton, MS Lease-to-Own Company
When picking a lease-to-own company in Morton, MS, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Morton and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Morton, MS Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Morton, MS follow similar models. You shop at an approved Morton retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Morton, MS will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Morton, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Morton, MS. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Morton, MS
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Morton, MS and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Morton stores and the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Morton, MS, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Morton, MS?
Both Snap Finance and Amica Leasing support Morton, MS residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Morton, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Morton, MS, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Morton, MS
Acima Leasing and Snap Finance are great options for Morton, MS shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.