How to Choose a Lease-to-Own Company in Meridian, MS
When selecting a lease-to-own company in Meridian, MS, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Meridian and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Meridian, MS
How does Acima Leasing work? Or Snap Finance? Whichever Meridian, MS lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Meridian retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Meridian, MS will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Meridian, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Meridian, MS. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Meridian, MS
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Meridian, MS retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Meridian and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Meridian, MS stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Meridian, MS?
Everyone in Meridian, MS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Meridian, MS. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Meridian, MS also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Meridian, MS, the Choice Is Yours
Many shoppers across Meridian, MS can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.