What to Look for in Magee, MS Lease-to-Own Companies
When comparing lease-to-own companies in Magee, MS, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Magee and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Magee, MS Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Magee, MS follow similar models. To start, you choose an approved retailer in Magee and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Magee, MS will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Magee, MS?
The items you can shop for vary based on which Magee, MS retailers are approved by Snap Finance or Acima Leasing. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Magee, MS
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Magee, MS retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Magee businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Magee, MS stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Magee, MS
Snap Finance and Amica Leasing are dedicated to helping Magee, MS shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Magee, MS. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Magee, MS, you will also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Magee, MS
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Magee, MS. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.