Choosing Your Madison, MS Lease-to-Own Company
When picking a lease-to-own company in Madison, MS, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Madison so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Madison, MS
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Madison, MS tend to work the same way. First, you pick from a list of approved Madison retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Madison, MS or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Madison, MS Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Madison, MS retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Madison, MS Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Madison, MS businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Madison and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Madison, MS.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Madison, MS?
Snap Finance and Amica Leasing are dedicated to helping Madison, MS shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Madison, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Madison, MS also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Madison, MS Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Madison, MS. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.