What to Look for in Jackson, MS Lease-to-Own Companies
When picking a lease-to-own company in Jackson, MS, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Jackson so you can decide which company sounds best for you.
How Does Lease-to-Own in Jackson, MS Work?
How do Acima Leasing and Snap Finance work? Whichever Jackson, MS lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Jackson retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Jackson, MS will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Jackson, MS?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Jackson, MS. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Jackson, MS Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Jackson, MS businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Jackson and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Jackson, MS stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Jackson, MS?
Snap Finance and Amica Leasing are dedicated to helping Jackson, MS shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Jackson, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Jackson, MS also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Jackson, MS Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Jackson, MS shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.